Online Idiots Archive

OMG Cashback SCAM!!!!—-False

Posted October 23, 2013 By Ruth

So, the following post is going around Facebook again:

 

 

RECEIPT FROM WALMAArT

THIS ARTICLE CAME FROM ALEXIS JONATHAN SALYERS, FROM FACEBOOK.
PAY ATTENTION TO YOUR RECEIPTS – THIS IS IMPORTANT AS YOU START YOUR SHOPPING FOR THE CHRISTMAS SEASON CHECK YOUR RECEIPTS BEFORE LEAVING ANY CASHIER’S STATION!!!!! THIS SCAM CAN BE DONE ANYWHERE, AT ANY RETAIL OR WHOLESALE LOCATION!!! It happened at a Wal-Mart Supercenter a month ago. I bought a bunch of stuff, over $150, & I glanced at my receipt as the cashier was handing me the bags. I saw a cash-back of $40. I told her I didn’t request a cash back & to delete it. She said I’d have to take the $40 because she couldn’t delete it. I told her to call a supervisor. Supervisor came & said I’d have to take it! I said NO! Taking the $40 would be a cash advance against my Discover & I wasn’t paying interest on the cash advance!!!!! If they couldn’t delete it then they would have to delete the whole order. So the supervisor had the cashier delete the whole order & rescan everything! The second time I looked at the electronic tab before I signed & a cash-back of $20 popped up. At that point I told the cashier & she deleted it. The total came out right. the cashier agreed that the electronic pad must be defective. (yeah, right!) Obviously the cashier knew the electronic pad wasn’t defective because she NEVER offered me the $40 at the beginning. Can you imagine how many people went through before me & at the end of her shift how much money she pocketed? Just to alert everyone. My coworker went to Milford , DE Wal-Mart last week. She had her items rung up by the cashier. The cashier hurried her along and didn’t give her a receipt. She asked the cashier for a receipt and the cashier was annoyed and gave it to her. My coworker didn’t look at her receipt until later that night. The receipt showed that she asked for $20 cash back. SHE DID NOT ASK FOR CASH BACK! My coworker called Wal-Mart who investigated but could not see the cashier pocket the money. She then called her niece who works for the bank and her niece told her This is a new scam. The cashier will key in that you asked for cash back and then hand it to her friend who is the next person in line. Please, please, please check your receipts right away when using credit or debit cards! This is NOT limited to Wal-Mart, although they are the largest retailer so they have the most incidents. I am adding to this…. My husband and I were in Wal-Mart North Salisbury and paying with a credit card. When my husband went to sign the credit card signer, he just happened to notice there was a $20 cash back added. He told the cashier that he did not ask nor want cash back and she said this machine has been messing up and she canceled it. We didn’t think anything of it until we read this email. I wonder how many “seniors” have been, or will be, “stung” by this one???? BEFORE LEAVING THE CASHIER’S STATION!!!!! CHECK YOUR RECEIPT BEFORE LEAVING THE STAND. I’VE SEEN PEOPLE DO JUST THAT. NOW I’LL START! PASS THIS ON TO YOUR FRIENDS, KIDS, LOVED ONES

 

Alright folks.  Basic common sense ought to tell you that this one has only the TINIEST little bit of truth to it.  The rest of it is as false as it comes.

Fact one: although some credit cards do allow a cash advance to be drawn on them in order to do so you HAVE TO ENTER A PIN # and it has to be done at either an ATM or at a bank.  It CANNOT be done at the register.  Also, you CANNOT enter your PIN at a register in order to pay for a purchase you when you are paying with a credit card.  I’ve had customers try.  On most registers there isn’t even an option, and on the few that allow you to do so it declines for “incorrect transaction type”.

Fact two: If you ARE paying with a debit card, and have chosen to use your PIN instead of hitting credit, on all but the OLDEST of register systems the cashiers do NOT have the option to choose cash back for you.  You have to hit all those buttons yourself.  AND you then have to re-approve the total amount.  So if you get cash back you didn’t want the only one to blame is yourself.

Now, the tidbit of truth: IF you are paying using a DEBIT CARD, AND instead of hitting credit on the keypad you choose to enter your PIN #, AND if the cashier is slick enough and fast enough, it is in theory possible for this to happen.

But the solution to keep this from happening is REALLY REALLY EASY: always hit the credit option and never use your PIN at a register to pay for a purchase.  First off your bank is probably charging you a fee for making purchases that way, if not at first then likely after so many a month.  Second the keypad of a register in a store is NOT a secure location to type in your PIN (trust me on this, were I so inclined I could have stolen a billion PIN numbers by now, and not just because I’m the cashier, but also on occasion when I’m behind people in line!).

If you really need the cash go find an ATM where you have a chance of using your body to shield the PIN pad while you type.

If you simply HAVE to use your PIN to make a purchase instead of hitting credit there’s two things you should be doing:

First: NEVER allow the cashier to grab the pad and hit buttons for you (its actually against company policy for them to do so ANYWAY in most stores), and

Second: if you didn’t request cash back then the cash drawer on the register SHOULD NOT pop open on all but the oldest of register systems, so if it DOES pop open then stop and check your receipt.  Its a security precaution taken by companies, unless the cashier has to get something out of the drawer or put something in it the cash drawer DOES NOT pop open, both to keep dishonest cashiers out of the cash and also to prevent snatch and grabs by thieves.

The one other tidbit of truth to this hoax: always check your receipt.  Even the best and most honest of cashiers makes mistakes, its entirely possible to accidentally double scan items for example.  And there are certainly lazy cashiers who don’t care, and there are certainly dishonest ones too. 

Additional info: Snopes,

The entitled youth of today

Posted February 13, 2013 By Ruth

Found via Lagniappe’s Lair:

Megan Thode as decided she’s a special snowflake.  After proving incapable of maintaining a professional demeanor in class, thus earning herself a C+ in a class where a B was required to move on, she is now suing school for allowing her to not move forward in her chosen program.  After all daddy works there, so she wasn’t even having to pay for her education, so why SHOULD she have to meet the requirements?

Yah, I didn’t think so either.  I hope the judge forces her to pay the school’s court costs.

Pastor Alois Bell

Posted February 1, 2013 By Ruth

Its people like you who are driving young people away from churches.  You should be ashamed of yourself.  If you had a problem paying the 18% auto tip then you should have said so upfront as such things are stated on the menu of every restaurant that does that.  To instead use God as your excuse for your bad behavior, and to then get the woman fired over it, is simply despicable.

Last few weeks I’ve been getting WEIRD “gun positive” and “freedom positive” spam from some odd sources.  I can’t figure out if someone I bought stuff from sold my email or what.  Its coming into my gmail account, not the ScaryYankeeChick account, so if its blog related they’ve dug it up from the old blog or by browsing comments on a Blogger based blog…..

For example the most recent one has the subject line: Sandy Hook Shooting Didn’t Happen [PROOF]

I refuse to post the whole email, its seriously weird and beyond out of line, talks about how children who died in the shooting are seen later on TV alive and the like….

I deleted the first few, but its starting to get annoying, the only good thing is that Google IS catching them as spam (which amuses me to no end since the most recent one contains a line about not including any links so as to avoid spam blockers).

Here we go again

Posted November 26, 2012 By Ruth

Guys, posting your own little copyright law on your Facebook page does not in anyway override the terms and conditions you agreed to when you joined Facebook.  If you don’t like it, don’t use Facebook.  Posting something like this just makes you look stupid.

Because I’ve had the pleasure of dealing with three different computers with this virus this week. This is for windows folks, donno if Macs are affected, or how to help if they are…

There are multiple versions of this all with different screens, but in every case a “popup” takes over your screen and tells you that the FBI is aware that you have downloaded illegal files/music/porn/something and you need to pay money to get access to your computer back. In most cases if you have a webcam attached to the computer the virus will turn it on and say its recording you while showing the take from the cam on your screen, in every case using the Task Manager to try to get out of it won’t work. Just about the only thing you CAN do is power off your computer, and sometimes not even that. In one case I had to pull the power cord.

What has worked for me so far (this link details these instructions as well as other options in case this fails): put the computer into safe mode with networking (hold down F8 while the computer is booting till it gives you that option), download the free version of Malwarebytes from www.malwarebytes.org (last I checked the paid version was only $25, but don’t pay for it while your computer is infected please). Install Malwarebytes, and open the program, update the virus definitions, and then run a full scan. So far this is working on every computer I’ve tried it on. I’m about to go for number 4 cause my SIL just called me FREAKING cause her computer’s locked and it was recording her and “NORTON WAS SUPPOSED TO DEAL DAMMIT!!!!”

Anyway…..

I’ve actually gotten a couple search engine hits on this, so here it goes. 

The poll in question:

People want to know if its a scam or not.

Technically its not a scam.  But here’s the thing:  the way Facebook set up its polls, when you respond to someone else’s poll, its AUTOMATICALLY posted to YOUR Facebook page, and everyone who see’s your posts (friends, subscribers, whatnot) are prompted to respond to it as if it was YOUR poll.

So someone, somewhere, MONTHS ago, set up this poll, when they were cleaning out their friends list.  And their friends responded.  And then all their friends’ friends responded to the original friends….you see what happened?  I’ve actually seen this particular poll 5 or 6 times as various friends responded to it on someone else’s wall…

Unfortunetly it doesn’t appear that there’s a way to turn off that auto-spread function.

So how do you stop it from spreading?  Well, first off don’t respond to polls posted by your friends.  If for some reason you feel you have to (ie: you think the friend really set up the poll themselves and wants your answers), after you respond go to YOUR wall, and delete the poll off of it.

Yes Facebook sucks.

To Deloitte & Touche

Posted May 23, 2012 By Ruth

Seriously, its actually gotten annoying.  Get you tech support in gear and figure out which computer it is that’s constantly pinging my blog and shut it down.  Since I started counting, a total of 3 days worth of stats, you’ve hit that ONE post on my blog 53 times.  I don’t need hits that badly.

Must be that time of year again…..I’m not sure why my Facebook friends insist on posting these things, since 99% of the time I’m posting Snopes back at them…..anyway:

 

 

Not true, not really.  Seems last year Nestle’s France office recalled ONE lot of Banana baby food after one piece of glass was found.  The recall was confined to France only, and the batch code was different than those in the various email and Facebook forwards going around (according to Snopes theres at least one other version ending in 6).  No American batches were included at all. 

Please please please check your facts before reposting/forwarding such things people.

Reverse PIN panic code….False

Posted May 19, 2012 By Ruth

This is making the rounds again, I saw it a couple years ago as an email forward, now its on Facebook:

 

Unfortunately, as cool an idea as it is, its false.

Although the concept appears to catch peoples’ attention the attempts to make it happen never manage to get anywhere.  All that putting your PIN in backwards will get you is an “incorrect PIN” message.